Ivyfield Funding Group, a Greenville, Mississippi small-business funding service, gathers Census counts for Washington County and ZIP 38701 on this page: employers by sector, businesses without paid employees, self-employment and building permits. It explains who lends to local contractors, how retail and contractor requests read, what a commercial property purchase involves, station purchases, restaurant food costs and the county tax records partners may ask to see.
At a glance
- Employer establishments, Washington County, MS (2023)
1,011
- Employers with fewer than five employees (2023)
50.2%
- Businesses without paid employees (2024)
3,865
Employers, Payroll and ZIP 38701: Washington County, MS Census Counts in One Table
| Measure | Value | Source |
|---|---|---|
| Employer establishments | 1,011 | County Business Patterns 2023 |
| Paid employees | 12,297 | County Business Patterns 2023 |
| Annual payroll | $490.9 million | County Business Patterns 2023 |
| Employers with fewer than five employees | 508 (50.2%) | County Business Patterns 2023 (share: our arithmetic) |
| Businesses without paid employees | 3,865 | Nonemployer Statistics 2024 |
| Employer establishments in ZIP 38701 | 571 | ZIP Code Business Patterns 2023 |
| Self-employed share of employed residents | 7.5% (+/- 1.7) | American Community Survey 2020-2024 |
ZIP 38701 is a postal area, not the city limits; its 571 employer establishments had 7,214 employees and $270.6 million in payroll in 2023, and 48.2% had fewer than five employees (Census Bureau, ZIP Code Business Patterns 2023). The American Community Survey puts the self-employed share of employed Greenville, MS residents at 4.1% (+/- 1.4), against 7.5% for the county and 9.4% for Mississippi (Census Bureau, American Community Survey 2020-2024 five-year estimates).
Banks, Credit Unions and Online Lenders Serving Greenville, MS Contractors
Commercial banks had 21 employer locations with 153 employees in Washington County, MS in 2023 (Census Bureau, County Business Patterns 2023). Credit unions, online lenders, equipment finance companies and revenue-based providers also reach Delta businesses, and each sets its own rules for contractors: some want two or more years of returns, some lean on equipment as collateral, some read only bank deposits.
Ivyfield Funding Group is a separate route from those institutions. It matches a contractor's request with funding partners, who review it and decide; the contractor then compares any offer with what a bank or credit union has said. The article on where a Delta business applies sets the choices side by side.
Greenville, MS Business Loans for Retailers and Contractors: Seasonal Stock and Store Fixtures
Retail Trade had 180 employer establishments in Washington County, MS in 2023, more than any other sector in the county, and 38.3% of them had fewer than five employees (Census Bureau, County Business Patterns 2023). Construction had 64, with 56.2% under five employees.
- Stock bought ahead of a busy stretch: inventory financing or a line of credit
- Shelving, coolers and point-of-sale systems: equipment financing
- Crew payroll before a progress payment: working capital
The retail page and the construction page cover both trades in detail.
Greenville, MS Commercial Real Estate: What a Contractor Can and Cannot Fund Here
Buying a shop building, a yard or a warehouse is commercial real estate, financed with a commercial mortgage that this site does not arrange. What a contractor can fund through the six options here is what goes into or onto the property: equipment, a build-out of a rented space, trucks and trailers, or the working capital to carry a move.
Real Estate and Rental and Leasing had 42 employer establishments in Washington County, MS in 2023 (Census Bureau, County Business Patterns 2023). Check zoning before any purchase or lease; the zoning and building permits guide explains where to look.
Businesses for Sale in Greenville, MS and the Cost of Station Purchases
Station purchases involve more moving parts than a store sale: the store, the fuel equipment, the supply agreement, environmental history and sometimes the land. Gasoline stations had 34 employer locations and convenience stores 7 in Washington County, MS in 2023 (Census Bureau, County Business Patterns 2023).
A term loan can fund the business side of a purchase; the gas station page lists the records a partner reads.
Greenville, MS Restaurants Downtown: Restaurant Owners and Food Costs
Restaurants and Other Eating Places had 60 employer locations with 1,331 employees in Washington County, MS in 2023 (Census Bureau, County Business Patterns 2023). Food costs are paid weekly or on delivery; a slow stretch or a broken walk-in cooler can stretch them past what the register brings in.
The restaurant page separates food and payroll gaps from kitchen equipment, and the article on which loan fits a restaurant kitchen works an invented example.
Washington County, MS Tax Records: Where It Sits in a Funding File
A partner may ask for proof that the business is current on county obligations, such as business personal property tax receipts, along with state filings. The Washington County, MS tax assessor and tax collector keep those records; confirm with each office what it issues and how.
State filings matter too: the Mississippi annual report guide explains why a partner checks an entity's standing.
Building Permits and New Housing in Washington County, MS
Building permits in Washington County, MS authorized 18 new privately owned housing units in 2023, then 7 in 2024 and 7 in 2025 (Census Bureau, Building Permits Survey). Those are residential units only; they say nothing about commercial remodels or repairs, which are permitted separately.
Where Ivyfield Is Listed in Greenville, MS and How to Call
Ivyfield Funding Group is listed at 635 S 4th St, Greenville, MS 38701; call (662) 445-7442 or send the request form. Requests from the rest of Washington County, MS are covered on the service area page, and every industry page is on the industries page. Compare the options on the business loans page.
Companies that can send a request around Greenville, MS
A Greenville, MS owner can ask about funding in nearly any line of trade, with contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock among them. The partner reading the file looks at the full picture before deciding anything.
Records worth preparing for Greenville, MS businesses
- Monthly statements from the business bank that show recent deposits and balances
- A copy of the company's federal return, ideally with every schedule attached
- Current-year profit and loss numbers and a balance sheet as of the same date
- The company's articles and state filings, with the EIN on hand
- A list of outstanding loans, leases and advances plus the monthly payment on each
- When funds buy equipment, the vendor quote, including the full price
Partners ask for different files; this list is a general outline.
The process once you ask for a Greenville, MS business
- Make a call to (662) 445-7442 or submit the form with your time in business and rough revenue.
- The details are then passed to partners that fund the use you named.
- The partner goes through the details and decides on its own criteria.
- Review the total cost, payment plan and terms of any offer, then decide for yourself.
Companies based in Greenville, MS can complete each step remotely, by phone or online.
By Ivyfield Funding Group · Updated